Life Insurance
We can assist you in creating your financial roadmap and ensure you stay on track to achieving a stress-free financial future.
Whether you are a young individual, family, or a business owner, we can assist you with life, trauma, total permanent disability (TPD) and income protection, so you can enjoy the rewards rather than stress about them.
There are many different financial products and services that you may be considering but are unsure of where to start. We are experts in planning and can assist in helping you make the right decision.
Life insurance
Life cover pays a set amount of money when you pass away. The money will go to the people you nominate as beneficiaries on your policy. This payment will support your loved ones and allow them to continue to pay the mortgage and other expenses when you are gone.
Income protection
Income protection insurance can help you manage your expenses if you are unable to work for a certain amount of time due to injury or sickness. Each policy has its own definition of disability and range of benefits. It usually offers cover up to 75% of your gross wages for a maximum time period (e.g. 2 years or to age 60).
Trauma cover
Trauma insurance provides a lump sum of money to cover immediate medical expenses and other financial needs when a critical illness or injury occurs. This allows you to get on with recovering without worrying too much about your finances. Some examples of major illnesses are cancer, stoke or a heart attack.
Total & permanent disability (TPD)
Total & Permanent Disability (TPD) Insurance is designed to help take the pressure off you financially if you suffer an illness or injury that leaves you totally and permanently disabled. The lump sum benefit paid is often used for medical expenses, the costs of rehabilitation, debt repayments and the future cost of living.
